Sell your HDB flat for $1,999 + GST, not 2% commission

Home / Sell

Fixed Fee.
Full Marketing.
Real Results.

Selling your home shouldn’t mean giving away a big chunk of your profit. With my fixed-fee selling model, you get full professional service - from valuation to closing - for one transparent fee.

As a fixed fee agent singapore, I ensure you save more while achieving better results. No inflated commissions. No hidden charges. Just results that matter.

A real estate agent and a client discussing a house model at a desk with escrow documents, pens, and keys, representing a home sale or property transaction.
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Why Sell with PropertybyJamesYeo

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Fixed Fee Model

Pay only what’s fair — no percentage-based surprises. Many sellers choose this model because it works just like a homeseller platform but with personal 1-to-1 support from a fixed fee agent.

HDB Flat $1,999
Condominium $4,999
Landed Property $9,999

One flat fee covers everything — from photography and staging to listings, ads, and negotiations.

Proven Track Record

I’ve helped homeowners across Singapore sell faster and at better prices.

662Transacted
20Towns Islandwide
$1,999Fixed Fee, HDB
Blk 441A Clementi Avenue 3 (S) 121441 Sold in 1 Month

HDB 5-room Flat

S$1,330,000
Start Date: 15th Nov 2025
Sold Date: 29th Dec 2025
Blk 441A Clementi Avenue 3 (S) 121441
29 West Coast Rise (S) 127474 Sold in 2 Months

Condo 4 bedroom

S$2,560,000
Start Date: 8th Nov 2025
Sold Date: 27th Jan 2026
29 West Coast Rise (S) 127474
Jalan Bangau Sold in 5 Days

Landed Semi-Detached

S$4,644,888
Start Date: 7th Apr 2024
Sold Date: 12th Apr 2024
Jalan Bangau

Each listing is marketed with a full strategy — not just posted online.

The recent sales have a full listing page — photos, floor plan and the price it transacted for. See homes I’ve sold →

Sale proceeds calculator

How much will you actually walk away with?

Most sellers look at the sale price. What matters is the cash left once the bank and CPF are paid back. Answer a few questions and you'll see the real number.

Your property
Your loan and CPF figures

Read these off your latest loan statement and your CPF Property Withdrawal Statement (CPF app › Property). Those two numbers make this exact.

Property type
Loan taken — an HDB loan has no cash downpayment
S$
S$
drag to test a price
S$
S$
S$
Your estimate

Cash in your hand

S$0

Outstanding loan S$0
CPF refund — still yours S$0
Costs & duties S$0
Cash in hand S$0
S$0 goes back into your CPF Ordinary Account — not lost, and usable for your next home.

What you pay the agent

Typical agent — 2% + GSTS$0
My fixed feeS$0
You keepS$0
Get my real numbers →
How this is worked out. An indicative estimate, not a valuation or financial advice. It assumes a 75% loan over 25 years at 2.6% — tenure capped so it ends by age 65 — with the balance paid as . CPF is refunded with accrued interest at 2.5% a year, which is what most sellers underestimate. Your actual figures depend on your real loan, rate, repayment history and CPF statements. It uses the loan and CPF figures you entered, so it is only as accurate as those. Your CPF Property Withdrawal Statement already includes any housing grants and their accrued interest, so don't add them again.
  • Seller's Stamp Duty follows the rules for your purchase date. Properties bought from 4 July 2025 carry a four-year holding period at 16/12/8/4%.
  • If the CPF refund is more than the sale proceeds, you do not top up the shortfall in cash, as long as you sell at or above market value.
  • Outstanding loan assumes no lump-sum repayments or refinancing.
  • Excludes property tax, outstanding conservancy or maintenance charges, and any renovation loan.
For the exact figures, pull your CPF property withdrawal statement and your latest loan statement — or send them to me and I'll work it out with you.

What it costs, and how long it takes

At 2% plus GST, selling a $650,000 flat costs $14,170 in agent commission. My fee is $1,999 plus GST, whatever the flat sells for. I've set out what HDB agents really charge and answered the obvious question, does a fixed-fee agent try less. If you're weighing up doing it yourself, selling without an agent covers when that works and when it costs you.

Across my 85 HDB sales, the median from first marketing to the Option was 54 days, and 64% sold within three months. The breakdown by flat type and town is in how long an HDB flat takes to sell; the nine steps from Intent to Sell to completion are in the full step-by-step guide.

If you're buying your next home at the same time, the order decides whether you need bridging — see sell first or buy first. For the cash you'll actually walk away with after the loan and CPF refund, use the sale proceeds calculator above, then the HDB to condo calculator for what that buys next.

Impactful Marketing

  • Professional photos & staging
  • Cinematic home tour videos
  • Social media ads and property portal features
  • Buyer network from 5,000+ co-broking agents


Your home gets the attention it deserves. I use a powerful mix of professional visuals, digital marketing, and buyer targeting to attract serious offers:

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Strategic Pricing & Market Insight

Pricing your home right is key. I use real transaction data, URA records, and buyer demand trends to determine the optimal asking price that draws attention and maximises returns.

You’ll know exactly:

  • Your property’s fair market value
  • How long similar listings take to sell
  • What price range attracts serious buyers

No guesswork — just data-backed strategy.

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Full Guidance, No Stress

From valuation to handover, I handle the entire process so you can focus on your next move.

.
01

Consultation

Understand your goals and assess your property.

02

Marketing Setup

Stage, shoot, and publish across major channels.

03

Buyer Screening

Qualify genuine buyers and arrange viewings.

04

Offer & Negotiation

Handle all offers, counteroffers, and paperwork.

05

Time Management & Paperwork

Plan timelines properly and settle all legal paperwork to avoid delays.

06

Handover & Completion

Ensure smooth legal completion with your lawyer.

Sellers who did this in 2026

4.9★★★★★658 Google reviews

Sold in two months. $16,500++ saved against 2%.

“With clear advice on planning and pricing, strong marketing that attracted serious buyers, and excellent communication throughout, we managed to secure a deal within two months. Total agent fee saved was $16,500++ compare to 2% agent.”

Tian Yeow Max Chew★★★★★Google · Jul 2026

Buyer found fast, at a price he was comfortable with. Over $18,000 saved.

“He managed to secure a buyer within a short time frame, and at a price that I was very comfortable with. … Compared to the usual 2% commission, I ended up saving more than $18,000, which made a big difference.”

Robert Tay★★★★★Google · Apr 2026

On the portals one day. Viewers the next — and they were the buyers.

“Future house sellers, please let go of your doubts & outdated belief that only agents who are already well-known can work wonders. … My house was listed on the major portals by Homeseller & the following day, we had prospective viewers who is our buyers!”

Ida Ismail★★★★★Google · Jun 2026
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Home Tour Videos

A home tour video can make your listing stand out instantly.

Catch buyers’ attention in the first 15 seconds

Showcase your property’s key selling points

Increase views and enquiries by up to 3x

Fastest Unit Sold

Record Breaking Price

Your property deserves to be seen — not just listed.

Frequently Asked Questions (FAQ)

Let’s Connect

PHONE NUMBER
+65 8688 0009
EMAIL
jamesyangproperty@gmail.com

Whether you’re planning to sell property in Singapore, upgrade to a new launch condo, or simply want an honest conversation about the market, I’d be glad to help.